Disclosure of Private Information
We may disclose Private Information (described above) under the following circumstances:
- With Non-Affiliated Third Parties. We may disclose all Private Information about you with non-affiliated third parties as permitted by law.
Protection of Information
We restrict access to your Private Information to our employees and third parties who need to know that information in order to service your account. Additionally, we maintain physical, electronic, and procedural safeguards to protect your Private Information in a manner consistent with industry standards for similar companies. We will review our safeguards from time to time, and strive to maintain them in a manner consistent with federal regulations, if any, that may be in effect from time to time.
Your Acknowledgement of Provided Information
- Certify for the purpose of securing credit that the information in the application is complete and correct;
- Understand that we will retain this application whether or not it is approved, and that it is your responsibility to notify the creditor of any change of name, address, or employment;
- Agree that if an account is created for you, all of the following will also apply: (a) we may monitor and record telephone calls regarding your account to assure the quality of our service or for other reasons; (b) you expressly consent to us using pre-recorded/artificial voice messages, text messages and/or automatic dialing equipment while servicing or collecting your account, as the law allows; (c) you agree that we may take these actions using the telephone number(s) that you provide us in this credit application, you provide to us in the future, or we get from another source, even if the number is for a mobile telephone and/or our using the number results in charges to you.
Collection and Use of Bank Account Information
If credit is extended, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process.
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